Get your finances sorted and see your life take form.
Money seems to be a subject that makes everyone sweaty and anxious.
If you don’t have enough, you worry about getting it; if you have it, you worry about running out of it. And it’s not just about the number on your bank statement. We all have learned behaviours and cultural attitudes towards money that affect how we approach our finances.
Think of financial coaching as personal training for your money. Together we can look at where you are right now, set some goals, and build a practical plan to achieve them. I can’t do the work for you, but I can help you look at your habits and behaviours that might be standing in the way, and give you a little kick in the pants, err, I mean encouragement.
Like you, I’ve had money questions and just didn’t know who to ask. I didn’t exactly have “wealth” to manage and I didn’t want someone to sell me anything; I just wanted to bounce some ideas off someone knowledgeable and make sure I was heading in the right direction to reach my goals. So I ended up taking myself back to school so I could be that person for others.
Hello, I'm Wendy.
How can a financial coach help me?
I am a financial coach and counselor and I can help you feel more capable, comfortable and confident about money and your personal finances. I’ll take a holistic look at your financial situation, which is much more than just budget spreadsheets and investments. We’ll also talk about things like risk management (which is a fancy word for “insurance”), how you use credit, debt management, and estate planning (first question: do you have a will?).
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I’m not here to judge your net worth. Heck, I’m not even here to judge you if you don’t know what “net worth” means. If your goal is opening an alpaca orphanage, that’s fine by me. We'll just make sure it’s a SMART goal, and then let’s make that happen. If you’re hoping to pay off your credit card debt, save for a condo downpayment, or plan for the kids’ education, let’s talk. Want to learn more about different ways to invest, or how to plan your retirement? I’m here for you.
Here’s what I’m not going to do: I’m not going to invest your money for you, manage any assets, or suggest hot stocks for you to buy. I can definitely help you learn more about what types of investment vehicles are a fit for you based on your risk tolerance and goals, and I can suggest some professionals who might be able to help you if you’re uncomfortable managing your own investments.
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I’m also not going to sell you anything, nor am I going to make any money from referrals. I get paid by you for the time I spend working with you. Because of this (and because of the AFCPE Professional Standards), you can be assured that any information or advice I give is to benefit my clients over any self-interest.
OK, walk me through how this works.
First, let’s have a little phone or video call so we can both make sure this is a good idea. During a free 15-minute call, we’ll talk about what you’re looking for help with, what your current financial situation is, and what seems to be standing in your way. If this is a fit for us both, we’ll then schedule a coaching session or a series of appointments, and I’ll give you some homework to do before we start. In most cases, sessions are conducted via video call, so clients across Canada can be accepted.
One-and-Done
This option is best for those with a very specific goal or issue they would like to address. We’ll look at your cash flow, your goal, and create an actionable plan for you to get there. The rest is up to you!
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(90 minutes, $120)
Threepeat
During our first session we will look at your cash flow, your goal(s) and build your customized plan. In follow-up sessions, we’ll review your progress, discuss your challenges and tweak the plan as needed.
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(1 x 90 minutes and 2 x 60 minutes, $250)
Back-up Services
Maybe you need a check-in and tune-up after following your plan, or you have something you want another set of eyes on. Happy to help!
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(60 minutes, $80)